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03/04/2017 - Brexit, forecasting and cash flow ...View pdfPDF

19/01/2016 - Guide to Cash Flow Forecasting...View pdfPDF

05/11/2014 - Business Loan Success Rates and Costs...View pdfPDF

11/09/2013 - More than 1 in 10 SMEs now use invoice finance, SME Finance Monitor...View

30/11/2012 - Obtaining Finance for SMEs...View

30/03/2012 - Stamp price rises make Spindle more valuable than ever...View

02/02/2012 - Double-dip recession? Who will help mid-sized companies?...View

04/02/2011 - Managing Cash in 2011...View

04/02/2011 - Will my bank lend to me in 2011...View

14/07/2010 - foreCASH featured in Network News...View pdfPDF

27/04/2010 - Bank lending to private companies falls by 5.7% in the year to March 2010...View

15/04/2010 - 18% of manufacturers say - More than half of invoices paid late...View

30/10/2009 - £14 report could have saved chancellor £billions ...View pdfPDF

30/04/2009 - foreCASH featured in Accountancy Age (April 2009)....View pdfPDF

28/02/2009 - Third of businesses drop customers ...View

30/06/2008 - In denial or just depressed? ...View

31/01/2008 - Business confidence at two year low ...View

31/10/2007 - Lean times ahead? ...View

29/03/2007 - Buying or renting? ...View

31/01/2007 - Spreadsheet blues ...View

31/10/2007 - Lean times ahead?

If your customer base is made up of young professionals and you are selling luxury goods or a discretionary purchase the next 12 months could be a lean time.

Many young professionals have taken advantage of strong anticipated further earnings growth to take out five times salary mortgages. For a borrower with an interest only mortgage, rate rises mean, their available discretionary spending will have fallen from 33% to 25% of post tax income and for a borrower repaying capital they will now have no discretionary spend.

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